Cost of Retiring in Delaware (DE) 2026

Delaware has no sales tax and does not tax Social Security. Offers a $12,500 pension/retirement income exclusion for 60+.

6.6%

Top Income Tax Rate

99.8

Cost of Living Index (Near average)

Taxes Social Security

$2,376

Est. State Tax on $60K Income

Tax on $60,000 Retirement Income

Gross annual income	$60,000
Top state income tax rate	6.6%
Estimated effective rate	4.0%
Estimated annual state tax	$2,376
Monthly tax impact	$198
After-tax income	$57,624

5 Cheapest Alternative States

State	Rate	Est. Tax on $60K
Alaska	No tax	$0
Florida	No tax	$0
Nevada	No tax	$0
New Hampshire	No tax	$0
South Dakota	No tax	$0

Moving from Delaware to Alaska could save ~$2,376/year in state income tax alone.

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Source: IRS Rev. Proc. 2025-32, BEA Regional Price Parities (2024 vintage), SSA 2026 bend points. Tax estimates use a 60% effective factor on the top marginal rate as a simplified model. Consult a tax professional for your specific situation. Not financial advice.