Pennsylvania does not tax Social Security, pension income, or 401(k)/IRA distributions at all. One of the most tax-friendly states for retirees.
| Gross annual income | $60,000 |
| Top state income tax rate | 3.07% |
| Estimated effective rate | 1.8% |
| Estimated annual state tax | $1,105 |
| Monthly tax impact | $92 |
| After-tax income | $58,895 |
| State | Rate | Est. Tax on $60K |
|---|---|---|
| Alaska | No tax | $0 |
| Florida | No tax | $0 |
| Nevada | No tax | $0 |
| New Hampshire | No tax | $0 |
| South Dakota | No tax | $0 |
Moving from Pennsylvania to Alaska could save ~$1,105/year in state income tax alone.
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Source: IRS Rev. Proc. 2025-32, BEA Regional Price Parities (2024 vintage), SSA 2026 bend points. Tax estimates use a 60% effective factor on the top marginal rate as a simplified model. Consult a tax professional for your specific situation. Not financial advice.
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